Guess I got lucky if the reviews of this bank are true. They took my $1 to open the account.
10 or 11 business days and 3 or 4 phone calls later still no account. Why would one do business with an institution that can't even open an account efficiently. It took one day with Cap 1. I'll let you know how good they are but they are much stronger financially.
Flagstar has cut it's dividend in half for this quarter. Guess they don't need the business. I've had relatively good experience with ING.
Avoid Umbrella, Net bank and now Flagstar.