After sending payments for my so called "trial period" for the Modification Agreement for 16 months...asking when they were going to finalize it, they finally did...by putting my payments right back up where they were to begin with. So, I hired an attorney & a Realtor, I now have a buyer on a short sale, who has been waiting for an answer for 2 months now.
2 days ago I was served with foreclosure papers & through them, found out my last 12 months of payments (Jan 2010 - Dec 2010) they never even credited me for. At this point, I don't care anymore. If they don't accept the buyers offer...they can have it...but not before I totally gut the place....Fridge, stove, beautiful kitchen sink, practically brand new spare bathroom tub, vanity, medicine cabinet, pantry....anything I can unbolt.
THEN...they can make even less & a bankruptcy will be on my record. They are BAD BAD BAD
Product or Service Mentioned: Flagstar Bank Mortgage.